Clearmoney May/June 2018

Clearmoney March/April 2018

Clearmoney January/February 2018

Clearmoney January/February 2018

Welcome to our first edition of 2018.

The New Year is the perfect time to overhaul your life for the better, and one excellent place to start is by making solid financial resolutions that can help get you closer to your money goals, whether it’s increasing your retirement provision, looking to mitigate a potential Inheritance Tax bill or reviewing your level of protection in the event of an unexpected event.

Clearmoney November/December 2017

Clearmoney November/December 2017

Welcome to the final issue for 2017. Inside this issue, we talk about estate planning, which is an extremely emotional subject as people generally don’t like talking about money or death.

On page 10, we comment on new research that shows some people would like to talk about this subject but haven’t found the right time or just don’t know where to start. This is worrying considering Inheritance Tax receipts are increasing by 22.9% in the first quarter of this tax year, according to data from the Office for National Statistics.

New State Pension Age

New State Pension Age

The rise in the pension age will be phased in between 2037 and 2039, rather than from 2044 as was originally proposed.

Those affected are currently between the ages of 39 and 47, but the exact date that you receive your State Pension will depend on the year you were born. This announcement is aimed at catching up with years of increasing life expectancy, even if recent indications suggest that growth has slowed.

HAVING TO WAIT A YEAR LONGER

ClearMoney September/October 2017

ClearMoney September/October 2017

Welcome to our latest issue. Will you be one of the six million men and women workers who will have to work an extra year before retiring after the Government announced that it would be extending the retirement age to 68? 

We look at the new plans announced in July this year and how they could affect you. A combination of increases in life expectancy and the growing number of retirees relative to the working-age population means that individuals will now have to save harder for their own retirement. 

ClearMoney July/August 2017

Clearmoney May/June 2017

Clearmoney May/June 2017

Welcome to the latest edition. The news has recently been full of stories about Brexit, Article 50, inflation and how some key announcements from Spring Budget 2017 could impact on our finances. It can be very confusing with the number of conflicting viewpoints given, so in this issue we aim to bring some clarity to these topics. 

ClearMoney March/April 2017

ClearMoney March/April 2017

Welcome to our latest issue, featuring articles written to help you make the most of your hard-earned money and achieve your long-term financial security. Each tax year, we are given an annual Individual Savings Account (ISA) allowance. Anyone wishing to utilise their allowance should do so before the deadline on Wednesday 5 April 2017. The date marks the end of the 2016/17 tax year. It is a ‘use it or lose it’ allowance, meaning that if you don’t use all or part of it in one tax year, you cannot take that allowance over to the next year. On page 06, we consider your options.

ClearMoney January/February 2017

ClearMoney January/February 2017

Welcome to our first issue of 2017. Did you make any resolutions concerning your personal finances last January? If so, how did you do? If it didn’t all go according to plan, now is the perfect time to start again and reassess your position to consider ways to improve your financial well-being for today and your future.

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